According to a report, Russian banks are resisting the implementation of the digital ruble due to concerns about the costs associated with its launch. The report suggests that even the Central Bank's commercial bank partners are seeking ways to avoid dealing with the digital currency. One example mentioned is VTB Bank, which has introduced a solution allowing digital ruble owners to convert their tokens to cash at ATMs. The report suggests that this move by VTB Bank is seen as a way to counter the digital ruble and maintain the current banking system. It is believed that commercial banks fear the digital ruble will encroach on their business. Despite this resistance, publicly, VTB and other banks have expressed support for the Central Bank's plans for the digital ruble. However, industry associations have warned that bank customers are wary of the CBDC developments. The report concludes that the conflict between the Central Bank and Russian banks is just beginning and predicts that both forms of money will coexist in the future.
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