Applications for a mortgage continue to be low due to historically high interest rates, as the Federal Reserve aims to reduce inflation. However, there is some positive news for the housing market as mortgage rates have fallen for the third consecutive week and applications to purchase a home have increased the most in five weeks. The average rate for a 30-year fixed-rate mortgage is now 7.44%, down from 7.5% the previous week. Despite these improvements, mortgage applications remain at historically low levels. The recent decrease in mortgage rates can be attributed to the absorption of economic indicators, including a more favorable inflation outlook.
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